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Backed by a law office established in 1973

Here to answer your questions 24 Hours a Day 7 Days a Week
(888) 665-0244

You possibly could save thousands off your balances.

Our objective is to raise awareness and educate consumers struggling to make their credit card payments about the assistance available. 

Fair Debt Collection Practices Act

 
More Time to Pay Credit Cards Fairer Payment Allocations
No More Double-Cycle Billing Credit Card Fee Restrictions
Advanced Notice to Interest Rate Increases Retroactive Rate Increases  

How debt consolidation can provide debt relief from credit cards:  Debt consolidation is the process of consolidating your unsecured debt into one monthly payment.

How Debt Negotiation
can help provide debt relief from credit cards: 
Also known as debt arbitration, This  approach is in which you and your creditors agree on a reduced balance.  After this arrangement is made and the amount is paid, your debt is considered forgiven and the account is considered payment in full.

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How credit counseling
can help provide debt relief from credit cards:
 Credit counseling often involves negotiating with creditors to establish a debt management plan for a consumer. This plan may help you repay your balances with your creditors, usually by reduced payments, fees and interest rates. These reduction terms are dictated by your creditors.                            

 

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Below are links to government web sites that  provide personal finance information and other resources:

Federal Deposit Insurance Corporation

The Office of the Comptroller of the Currency

Federal Reserve Board

Department of the Treasury